Call reports 2002
WALLIS BANK — 2002
What WALLIS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 124,539,000 | 123,849,000 | 130,385,000 | 133,152,000 |
| Total loans | 72,136,000 | 77,603,000 | 77,789,000 | 80,119,000 |
| Allowance for loan losses | 1,682,000 | 1,503,000 | 1,493,000 | 1,370,000 |
| Securities available for sale | 29,718,000 | 26,924,000 | 25,364,000 | 25,417,000 |
| Securities held to maturity | 7,373,000 | 7,125,000 | 6,602,000 | 5,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,888,000 | 111,277,000 | 117,171,000 | 119,555,000 |
| Interest-bearing deposits | 81,231,000 | 78,808,000 | 80,768,000 | 81,105,000 |
| Noninterest-bearing deposits | 31,657,000 | 32,469,000 | 36,403,000 | 38,450,000 |
| Equity capital | 10,370,000 | 11,084,000 | 11,760,000 | 12,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,900,000 | 5,866,000 | 7,779,000 |
| Interest expense | 579,000 | 1,087,000 | 1,571,000 | 2,032,000 |
| Net interest income | 1,334,000 | 2,813,000 | 4,295,000 | 5,747,000 |
| Noninterest income | 525,000 | 1,244,000 | 1,972,000 | 2,665,000 |
| Noninterest expense | 1,409,000 | 2,989,000 | 4,496,000 | 6,073,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 450,000 | 1,288,000 | 2,005,000 | 2,573,000 |
| Income tax | 152,000 | 437,000 | 680,000 | 872,000 |
| Net income | 298,000 | 851,000 | 1,325,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,628,000 | 10,198,000 | 10,563,000 | 10,954,000 |
| Total capital | 10,703,000 | 11,336,000 | 11,724,000 | 12,137,000 |
| Risk-weighted assets | 85,420,000 | 90,662,000 | 92,512,000 | 94,510,000 |