Call reports 2002
FIRST IOWA BANK — 2002
What FIRST IOWA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,643,000 | 19,778,000 | 21,802,000 | 22,469,000 |
| Total loans | 13,252,000 | 12,722,000 | 12,199,000 | 11,741,000 |
| Allowance for loan losses | 139,000 | 120,000 | 157,000 | 111,000 |
| Securities available for sale | 3,486,000 | 3,222,000 | 3,250,000 | 2,985,000 |
| Securities held to maturity | 1,175,000 | 1,075,000 | 1,075,000 | 1,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,234,000 | 17,575,000 | 19,529,000 | 20,125,000 |
| Interest-bearing deposits | 18,892,000 | 16,152,000 | 18,107,000 | 18,653,000 |
| Noninterest-bearing deposits | 1,342,000 | 1,423,000 | 1,422,000 | 1,472,000 |
| Equity capital | 2,226,000 | 2,043,000 | 2,117,000 | 2,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 637,000 | 939,000 | 1,228,000 |
| Interest expense | 123,000 | 237,000 | 340,000 | 450,000 |
| Net interest income | 199,000 | 400,000 | 599,000 | 778,000 |
| Noninterest income | 17,000 | 56,000 | 80,000 | 117,000 |
| Noninterest expense | 150,000 | 337,000 | 472,000 | 622,000 |
| Provision for loan losses | 0 | 324,000 | 324,000 | 279,000 |
| Pretax income | 66,000 | -205,000 | -117,000 | -6,000 |
| Income tax | 11,000 | -88,000 | -56,000 | -38,000 |
| Net income | 55,000 | -117,000 | -61,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,146,000 | 1,974,000 | 2,030,000 | 2,123,000 |
| Total capital | 2,285,000 | 2,094,000 | 2,187,000 | 2,234,000 |
| Risk-weighted assets | 13,962,000 | 13,021,000 | 13,651,000 | 12,766,000 |