Call reports 2024
STONE BANK — 2024
What STONE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 781,292,000 | 814,404,000 | 822,300,000 | 839,584,000 |
| Total loans | 617,434,000 | 648,581,000 | 652,841,000 | 646,005,000 |
| Allowance for loan losses | 9,651,000 | 10,084,000 | 10,423,000 | 9,412,000 |
| Securities available for sale | 78,125,000 | 81,499,000 | 87,786,000 | 88,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 659,000 | 696,000 | 70,000 | 528,000 |
| Total deposits | 602,011,000 | 635,032,000 | 647,812,000 | 659,669,000 |
| Interest-bearing deposits | 567,133,000 | 601,318,000 | 615,555,000 | 630,358,000 |
| Noninterest-bearing deposits | 34,878,000 | 33,714,000 | 32,257,000 | 29,311,000 |
| Equity capital | 60,453,000 | 61,302,000 | 64,296,000 | 63,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,021,000 | 22,571,000 | 34,872,000 | 46,862,000 |
| Interest expense | 5,960,000 | 12,682,000 | 19,890,000 | 27,055,000 |
| Net interest income | 5,061,000 | 9,889,000 | 14,982,000 | 19,807,000 |
| Noninterest income | 2,136,000 | 4,950,000 | 8,279,000 | 11,583,000 |
| Noninterest expense | 4,640,000 | 9,633,000 | 14,817,000 | 19,783,000 |
| Provision for loan losses | 433,000 | 933,000 | 1,433,000 | 1,433,000 |
| Pretax income | 2,236,000 | 4,385,000 | 7,123,000 | 10,286,000 |
| Income tax | 520,000 | 1,022,000 | 1,569,000 | 2,284,000 |
| Net income | 1,716,000 | 3,363,000 | 5,554,000 | 8,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,544,000 | 67,380,000 | 68,720,000 | 70,336,000 |
| Total capital | 74,505,000 | 75,545,000 | 76,932,000 | 78,569,000 |
| Risk-weighted assets | 635,214,000 | 651,307,000 | 654,758,000 | 657,094,000 |