Call reports 2022
STONE BANK — 2022
What STONE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 590,941,000 | 639,819,000 | 642,568,000 | 677,634,000 |
| Total loans | 446,370,000 | 505,811,000 | 509,973,000 | 520,372,000 |
| Allowance for loan losses | 9,912,000 | 10,062,000 | 10,332,000 | 9,819,000 |
| Securities available for sale | 71,655,000 | 77,543,000 | 75,855,000 | 77,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 506,419,000 | 512,903,000 | 523,176,000 | 532,890,000 |
| Interest-bearing deposits | 445,228,000 | 454,043,000 | 464,284,000 | 478,649,000 |
| Noninterest-bearing deposits | 61,191,000 | 58,860,000 | 58,892,000 | 54,241,000 |
| Equity capital | 53,818,000 | 52,447,000 | 52,287,000 | 56,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,827,000 | 12,144,000 | 19,632,000 | 27,604,000 |
| Interest expense | 840,000 | 1,789,000 | 3,410,000 | 5,555,000 |
| Net interest income | 4,987,000 | 10,355,000 | 16,222,000 | 22,049,000 |
| Noninterest income | 5,042,000 | 7,602,000 | 10,645,000 | 12,013,000 |
| Noninterest expense | 4,763,000 | 9,279,000 | 14,339,000 | 19,149,000 |
| Provision for loan losses | 200,000 | 400,000 | 600,000 | 800,000 |
| Pretax income | 5,066,000 | 8,278,000 | 11,928,000 | 14,113,000 |
| Income tax | 1,259,000 | 2,027,000 | 2,899,000 | 2,885,000 |
| Net income | 3,807,000 | 6,251,000 | 9,029,000 | 11,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,556,000 | 58,048,000 | 60,877,000 | 63,125,000 |
| Total capital | 61,344,000 | 64,376,000 | 67,043,000 | 69,684,000 |
| Risk-weighted assets | 458,968,000 | 502,582,000 | 489,189,000 | 521,470,000 |