Call reports 2021
STONE BANK — 2021
What STONE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 536,261,000 | 565,232,000 | 560,098,000 | 553,701,000 |
| Total loans | 415,699,000 | 433,402,000 | 439,520,000 | 426,088,000 |
| Allowance for loan losses | 10,877,000 | 11,195,000 | 10,747,000 | 10,684,000 |
| Securities available for sale | 65,470,000 | 68,691,000 | 69,778,000 | 71,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 249,000 | 153,000 | 161,000 | 0 |
| Total deposits | 415,812,000 | 449,310,000 | 472,603,000 | 472,814,000 |
| Interest-bearing deposits | 373,133,000 | 407,929,000 | 429,908,000 | 431,133,000 |
| Noninterest-bearing deposits | 42,679,000 | 41,381,000 | 42,695,000 | 41,681,000 |
| Equity capital | 58,592,000 | 61,129,000 | 63,383,000 | 65,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,429,000 | 11,262,000 | 18,017,000 | 23,968,000 |
| Interest expense | 1,420,000 | 2,791,000 | 4,119,000 | 5,160,000 |
| Net interest income | 4,009,000 | 8,471,000 | 13,898,000 | 18,808,000 |
| Noninterest income | 5,580,000 | 9,198,000 | 11,520,000 | 14,382,000 |
| Noninterest expense | 4,328,000 | 8,687,000 | 13,235,000 | 17,555,000 |
| Provision for loan losses | 2,802,000 | 3,461,000 | 3,461,000 | 3,461,000 |
| Pretax income | 2,459,000 | 5,521,000 | 8,722,000 | 12,174,000 |
| Income tax | 591,000 | 1,335,000 | 2,113,000 | 2,956,000 |
| Net income | 1,868,000 | 4,186,000 | 6,609,000 | 9,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,300,000 | 57,667,000 | 60,140,000 | 62,799,000 |
| Total capital | 60,287,000 | 63,042,000 | 65,440,000 | 68,192,000 |
| Risk-weighted assets | 393,120,000 | 424,182,000 | 418,620,000 | 426,169,000 |