Call reports 2018
STONE BANK — 2018
What STONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 258,244,000 | 295,366,000 | 340,911,000 | 371,634,000 |
| Total loans | 213,869,000 | 243,834,000 | 262,222,000 | 279,954,000 |
| Allowance for loan losses | 3,151,000 | 3,381,000 | 3,974,000 | 4,303,000 |
| Securities available for sale | 13,999,000 | 15,461,000 | 17,723,000 | 26,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,967,000 | 233,280,000 | 287,046,000 | 304,675,000 |
| Interest-bearing deposits | 187,047,000 | 219,467,000 | 274,975,000 | 292,530,000 |
| Noninterest-bearing deposits | 14,920,000 | 13,813,000 | 12,071,000 | 12,145,000 |
| Equity capital | 30,913,000 | 31,414,000 | 36,075,000 | 40,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,846,000 | 6,209,000 | 10,056,000 | 14,392,000 |
| Interest expense | 782,000 | 1,772,000 | 3,146,000 | 4,868,000 |
| Net interest income | 2,064,000 | 4,437,000 | 6,910,000 | 9,524,000 |
| Noninterest income | 1,948,000 | 3,642,000 | 5,426,000 | 8,647,000 |
| Noninterest expense | 2,783,000 | 5,645,000 | 8,450,000 | 12,089,000 |
| Provision for loan losses | 635,000 | 1,118,000 | 1,908,000 | 3,419,000 |
| Pretax income | 594,000 | 1,316,000 | 1,978,000 | 2,663,000 |
| Income tax | 150,000 | 331,000 | 461,000 | 596,000 |
| Net income | 444,000 | 985,000 | 1,517,000 | 2,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,219,000 | 30,759,000 | 35,542,000 | 40,091,000 |
| Total capital | 32,992,000 | 33,985,000 | 39,016,000 | 43,926,000 |
| Risk-weighted assets | 221,518,000 | 257,948,000 | 277,466,000 | 306,360,000 |