Call reports 2017
STONE BANK — 2017
What STONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 181,118,000 | 201,104,000 | 217,351,000 | 227,254,000 |
| Total loans | 143,300,000 | 164,006,000 | 181,147,000 | 188,628,000 |
| Allowance for loan losses | 1,863,000 | 2,224,000 | 2,521,000 | 2,802,000 |
| Securities available for sale | 10,869,000 | 10,717,000 | 10,866,000 | 10,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,161,000 | 159,352,000 | 175,534,000 | 186,695,000 |
| Interest-bearing deposits | 139,885,000 | 149,251,000 | 161,942,000 | 172,577,000 |
| Noninterest-bearing deposits | 10,276,000 | 10,101,000 | 13,592,000 | 14,118,000 |
| Equity capital | 19,604,000 | 20,710,000 | 24,420,000 | 24,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,024,000 | 4,371,000 | 7,044,000 | 9,748,000 |
| Interest expense | 469,000 | 1,024,000 | 1,644,000 | 2,358,000 |
| Net interest income | 1,555,000 | 3,347,000 | 5,400,000 | 7,390,000 |
| Noninterest income | 946,000 | 2,282,000 | 3,844,000 | 5,192,000 |
| Noninterest expense | 1,645,000 | 3,641,000 | 5,813,000 | 8,297,000 |
| Provision for loan losses | 458,000 | 858,000 | 1,158,000 | 1,458,000 |
| Pretax income | 398,000 | 1,130,000 | 2,273,000 | 2,827,000 |
| Income tax | 143,000 | 415,000 | 843,000 | 1,120,000 |
| Net income | 255,000 | 715,000 | 1,430,000 | 1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,767,000 | 19,784,000 | 23,498,000 | 23,776,000 |
| Total capital | 20,529,000 | 21,808,000 | 25,695,000 | 26,166,000 |
| Risk-weighted assets | 140,890,000 | 161,722,000 | 175,394,000 | 190,808,000 |