Call reports 2025
WOORI AMERICA BANK — 2025
What WOORI AMERICA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,791,565,000 | 3,877,637,000 | 3,985,547,000 | 3,956,261,000 |
| Total loans | 3,071,657,000 | 3,060,310,000 | 3,126,408,000 | 3,035,054,000 |
| Allowance for loan losses | 36,845,000 | 37,642,000 | 37,681,000 | 40,858,000 |
| Securities available for sale | 94,747,000 | 85,632,000 | 84,124,000 | 82,504,000 |
| Securities held to maturity | 41,657,000 | 43,465,000 | 41,756,000 | 50,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,167,827,000 | 3,279,035,000 | 3,421,243,000 | 3,378,806,000 |
| Interest-bearing deposits | 2,153,295,000 | 2,227,657,000 | 2,433,676,000 | 2,343,099,000 |
| Noninterest-bearing deposits | 1,014,532,000 | 1,051,378,000 | 987,567,000 | 1,035,707,000 |
| Equity capital | 492,015,000 | 502,383,000 | 511,598,000 | 523,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 47,381,000 | 96,659,000 | 145,939,000 | 199,767,000 |
| Interest expense | 21,828,000 | 43,747,000 | 65,846,000 | 89,306,000 |
| Net interest income | 25,553,000 | 52,912,000 | 80,093,000 | 110,461,000 |
| Noninterest income | 2,332,000 | 5,695,000 | 7,287,000 | 10,688,000 |
| Noninterest expense | 16,880,000 | 33,078,000 | 49,830,000 | 66,841,000 |
| Provision for loan losses | 733,000 | 1,531,000 | 1,568,000 | 5,145,000 |
| Pretax income | 10,431,000 | 24,081,000 | 36,133,000 | 49,252,000 |
| Income tax | 2,972,000 | 6,861,000 | 10,294,000 | 12,368,000 |
| Net income | 7,459,000 | 17,220,000 | 25,839,000 | 36,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 496,382,000 | 505,739,000 | 514,514,000 | 525,002,000 |
| Total capital | 533,519,000 | 542,684,000 | 551,631,000 | 560,841,000 |
| Risk-weighted assets | 2,970,213,000 | 2,953,812,000 | 2,967,730,000 | 2,861,001,000 |