Call reports 2024
WOORI AMERICA BANK — 2024
What WOORI AMERICA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,328,684,000 | 3,582,880,000 | 3,968,023,000 | 3,804,511,000 |
| Total loans | 2,715,515,000 | 2,854,890,000 | 2,931,360,000 | 2,951,437,000 |
| Allowance for loan losses | 34,410,000 | 34,822,000 | 35,458,000 | 36,050,000 |
| Securities available for sale | 116,194,000 | 109,755,000 | 104,924,000 | 96,648,000 |
| Securities held to maturity | 37,687,000 | 38,909,000 | 40,398,000 | 42,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,798,358,000 | 3,044,277,000 | 3,428,660,000 | 3,263,101,000 |
| Interest-bearing deposits | 1,983,219,000 | 2,074,707,000 | 2,438,033,000 | 2,160,043,000 |
| Noninterest-bearing deposits | 815,139,000 | 969,570,000 | 990,627,000 | 1,103,058,000 |
| Equity capital | 460,545,000 | 467,970,000 | 478,195,000 | 484,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 43,847,000 | 90,693,000 | 142,398,000 | 192,222,000 |
| Interest expense | 23,395,000 | 47,292,000 | 74,401,000 | 99,279,000 |
| Net interest income | 20,452,000 | 43,401,000 | 67,997,000 | 92,943,000 |
| Noninterest income | 2,478,000 | 4,983,000 | 8,726,000 | 11,522,000 |
| Noninterest expense | 15,691,000 | 30,853,000 | 47,006,000 | 63,538,000 |
| Provision for loan losses | 155,000 | 553,000 | 1,192,000 | 2,106,000 |
| Pretax income | 6,963,000 | 16,651,000 | 28,158,000 | 38,096,000 |
| Income tax | 2,052,000 | 4,909,000 | 8,301,000 | 10,854,000 |
| Net income | 4,911,000 | 11,742,000 | 19,857,000 | 27,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 467,368,000 | 474,010,000 | 481,617,000 | 489,098,000 |
| Total capital | 500,466,000 | 508,774,000 | 517,478,000 | 525,132,000 |
| Risk-weighted assets | 2,646,020,000 | 2,780,336,000 | 2,868,426,000 | 2,881,535,000 |