Call reports 2023
WOORI AMERICA BANK — 2023
What WOORI AMERICA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,168,086,000 | 3,304,455,000 | 3,196,935,000 | 3,391,054,000 |
| Total loans | 2,362,102,000 | 2,568,725,000 | 2,639,937,000 | 2,647,965,000 |
| Allowance for loan losses | 32,957,000 | 33,757,000 | 34,010,000 | 34,564,000 |
| Securities available for sale | 166,367,000 | 153,997,000 | 138,848,000 | 129,937,000 |
| Securities held to maturity | 35,060,000 | 32,519,000 | 32,979,000 | 33,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,663,097,000 | 2,788,802,000 | 2,672,166,000 | 2,862,765,000 |
| Interest-bearing deposits | 1,736,005,000 | 1,960,411,000 | 1,911,646,000 | 2,058,753,000 |
| Noninterest-bearing deposits | 927,092,000 | 828,391,000 | 760,520,000 | 804,012,000 |
| Equity capital | 437,823,000 | 442,609,000 | 449,713,000 | 455,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 33,688,000 | 69,799,000 | 111,668,000 | 154,250,000 |
| Interest expense | 11,620,000 | 26,457,000 | 46,309,000 | 67,657,000 |
| Net interest income | 22,068,000 | 43,342,000 | 65,359,000 | 86,593,000 |
| Noninterest income | 6,495,000 | 7,874,000 | 12,673,000 | 14,007,000 |
| Noninterest expense | 14,024,000 | 28,462,000 | 44,023,000 | 59,489,000 |
| Provision for loan losses | -270,000 | 559,000 | 680,000 | 1,328,000 |
| Pretax income | 14,980,000 | 22,465,000 | 33,459,000 | 40,040,000 |
| Income tax | 4,451,000 | 6,675,000 | 9,941,000 | 11,803,000 |
| Net income | 10,529,000 | 15,790,000 | 23,518,000 | 28,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 445,112,000 | 450,486,000 | 457,818,000 | 462,750,000 |
| Total capital | 474,608,000 | 481,267,000 | 489,956,000 | 495,206,000 |
| Risk-weighted assets | 2,355,683,000 | 2,459,124,000 | 2,568,729,000 | 2,593,928,000 |