Call reports 2022
WOORI AMERICA BANK — 2022
What WOORI AMERICA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,184,578,000 | 3,043,080,000 | 3,108,307,000 | 3,104,798,000 |
| Total loans | 2,289,041,000 | 2,347,100,000 | 2,467,935,000 | 2,421,209,000 |
| Allowance for loan losses | 27,100,000 | 28,621,000 | 30,392,000 | 30,793,000 |
| Securities available for sale | 201,233,000 | 188,265,000 | 180,473,000 | 175,070,000 |
| Securities held to maturity | 22,299,000 | 22,009,000 | 35,815,000 | 35,518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,661,823,000 | 2,605,492,000 | 2,618,464,000 | 2,612,800,000 |
| Interest-bearing deposits | 1,546,180,000 | 1,533,010,000 | 1,621,362,000 | 1,678,526,000 |
| Noninterest-bearing deposits | 1,115,643,000 | 1,072,482,000 | 997,102,000 | 934,274,000 |
| Equity capital | 412,429,000 | 413,888,000 | 420,099,000 | 428,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 22,173,000 | 46,985,000 | 74,737,000 | 106,729,000 |
| Interest expense | 1,177,000 | 2,790,000 | 7,311,000 | 16,356,000 |
| Net interest income | 20,996,000 | 44,195,000 | 67,426,000 | 90,373,000 |
| Noninterest income | 1,230,000 | 3,247,000 | 6,165,000 | 8,518,000 |
| Noninterest expense | 13,161,000 | 27,162,000 | 41,756,000 | 56,144,000 |
| Provision for loan losses | 203,000 | 1,630,000 | 3,395,000 | 3,592,000 |
| Pretax income | 8,746,000 | 18,489,000 | 28,216,000 | 38,956,000 |
| Income tax | 2,794,000 | 5,907,000 | 9,015,000 | 11,575,000 |
| Net income | 5,952,000 | 12,582,000 | 19,201,000 | 27,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 415,237,000 | 421,746,000 | 427,794,000 | 436,085,000 |
| Total capital | — | 450,449,000 | 457,719,000 | 466,544,000 |
| Risk-weighted assets | — | 2,295,725,000 | 2,392,821,000 | 2,435,697,000 |