Call reports 2021
WOORI AMERICA BANK — 2021
What WOORI AMERICA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,474,286,000 | 2,515,864,000 | 2,707,053,000 | 2,969,506,000 |
| Total loans | 1,943,957,000 | 2,012,822,000 | 2,052,427,000 | 2,152,931,000 |
| Allowance for loan losses | 24,744,000 | 25,075,000 | 25,758,000 | 26,786,000 |
| Securities available for sale | 165,942,000 | 174,981,000 | 202,878,000 | 212,572,000 |
| Securities held to maturity | 29,945,000 | 26,929,000 | 23,703,000 | 22,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,090,429,000 | 2,107,697,000 | 2,292,177,000 | 2,450,755,000 |
| Interest-bearing deposits | 1,163,007,000 | 1,140,121,000 | 1,212,950,000 | 1,364,364,000 |
| Noninterest-bearing deposits | 927,422,000 | 967,576,000 | 1,079,227,000 | 1,086,391,000 |
| Equity capital | 296,405,000 | 301,058,000 | 306,960,000 | 410,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 17,950,000 | 37,523,000 | 59,872,000 | 82,278,000 |
| Interest expense | 1,338,000 | 2,505,000 | 3,615,000 | 4,736,000 |
| Net interest income | 16,612,000 | 35,018,000 | 56,257,000 | 77,542,000 |
| Noninterest income | 1,645,000 | 2,997,000 | 4,197,000 | 5,901,000 |
| Noninterest expense | 12,548,000 | 25,963,000 | 39,342,000 | 53,830,000 |
| Provision for loan losses | 190,000 | 517,000 | 1,290,000 | 2,277,000 |
| Pretax income | 5,488,000 | 11,505,000 | 19,786,000 | 27,281,000 |
| Income tax | 1,545,000 | 3,240,000 | 5,572,000 | 8,715,000 |
| Net income | 3,943,000 | 8,265,000 | 14,214,000 | 18,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 294,231,000 | 298,647,000 | 304,696,000 | 409,180,000 |