Call reports 2020
WOORI AMERICA BANK — 2020
What WOORI AMERICA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,074,062,000 | 2,099,867,000 | 2,134,604,000 | 2,261,456,000 |
| Total loans | 1,768,128,000 | 1,740,919,000 | 1,718,608,000 | 1,809,878,000 |
| Allowance for loan losses | 18,772,000 | 21,964,000 | 22,570,000 | 24,550,000 |
| Securities available for sale | 126,787,000 | 105,011,000 | 117,366,000 | 133,811,000 |
| Securities held to maturity | 46,687,000 | 39,519,000 | 38,395,000 | 36,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,750,351,000 | 1,785,577,000 | 1,815,178,000 | 1,941,548,000 |
| Interest-bearing deposits | 1,141,508,000 | 1,071,381,000 | 1,044,970,000 | 1,134,391,000 |
| Noninterest-bearing deposits | 608,843,000 | 714,196,000 | 770,208,000 | 807,157,000 |
| Equity capital | 285,014,000 | 287,607,000 | 290,815,000 | 292,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 20,547,000 | 39,158,000 | 56,917,000 | 75,097,000 |
| Interest expense | 4,927,000 | 7,914,000 | 9,899,000 | 11,639,000 |
| Net interest income | 15,620,000 | 31,244,000 | 47,018,000 | 63,458,000 |
| Noninterest income | 1,557,000 | 4,399,000 | 6,259,000 | 7,546,000 |
| Noninterest expense | 12,781,000 | 25,476,000 | 38,173,000 | 51,252,000 |
| Provision for loan losses | 4,000,000 | 7,300,000 | 7,906,000 | 9,876,000 |
| Pretax income | 394,000 | 3,595,000 | 7,930,000 | 10,598,000 |
| Income tax | 111,000 | 1,008,000 | 2,231,000 | 2,985,000 |
| Net income | 283,000 | 2,587,000 | 5,699,000 | 7,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 282,832,000 | 285,122,000 | 288,233,000 | 290,374,000 |
| Total capital | 301,810,000 | 305,889,000 | — | — |
| Risk-weighted assets | 1,741,384,000 | 1,659,884,000 | — | — |