Call reports 2019
WOORI AMERICA BANK — 2019
What WOORI AMERICA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,984,401,000 | 2,024,445,000 | 2,053,200,000 | 2,033,619,000 |
| Total loans | 1,596,911,000 | 1,649,578,000 | 1,697,324,000 | 1,662,431,000 |
| Allowance for loan losses | 16,352,000 | 15,509,000 | 14,624,000 | 14,774,000 |
| Securities available for sale | 159,127,000 | 150,646,000 | 145,190,000 | 126,885,000 |
| Securities held to maturity | 62,398,000 | 61,608,000 | 60,675,000 | 57,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,651,459,000 | 1,717,023,000 | 1,741,452,000 | 1,719,481,000 |
| Interest-bearing deposits | 1,052,799,000 | 1,122,388,000 | 1,135,392,000 | 1,110,671,000 |
| Noninterest-bearing deposits | 598,660,000 | 594,635,000 | 606,060,000 | 608,810,000 |
| Equity capital | 270,922,000 | 277,219,000 | 281,812,000 | 284,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 21,375,000 | 42,702,000 | 64,304,000 | 85,712,000 |
| Interest expense | 4,669,000 | 9,582,000 | 14,760,000 | 20,023,000 |
| Net interest income | 16,706,000 | 33,120,000 | 49,544,000 | 65,689,000 |
| Noninterest income | 1,485,000 | 3,575,000 | 5,342,000 | 7,148,000 |
| Noninterest expense | 11,947,000 | 24,011,000 | 36,067,000 | 48,912,000 |
| Provision for loan losses | 199,000 | -856,000 | -841,000 | -674,000 |
| Pretax income | 6,045,000 | 13,681,000 | 19,801,000 | 24,740,000 |
| Income tax | 1,690,000 | 3,648,000 | 5,279,000 | 7,231,000 |
| Net income | 4,355,000 | 10,033,000 | 14,522,000 | 17,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 269,114,000 | 274,756,000 | 279,284,000 | 282,404,000 |
| Total capital | 285,588,000 | 290,429,000 | 294,102,000 | 297,375,000 |
| Risk-weighted assets | 1,590,008,000 | 1,666,865,000 | 1,689,599,000 | 1,640,927,000 |