Call reports 2018
WOORI AMERICA BANK — 2018
What WOORI AMERICA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,833,584,000 | 1,843,397,000 | 1,986,846,000 | 1,945,838,000 |
| Total loans | 1,437,350,000 | 1,445,984,000 | 1,491,627,000 | 1,575,720,000 |
| Allowance for loan losses | 14,541,000 | 14,575,000 | 14,782,000 | 15,988,000 |
| Securities available for sale | 150,510,000 | 151,016,000 | 144,624,000 | 139,178,000 |
| Securities held to maturity | 65,900,000 | 64,899,000 | 64,088,000 | 63,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,557,933,000 | 1,565,486,000 | 1,664,142,000 | 1,617,586,000 |
| Interest-bearing deposits | 897,128,000 | 921,591,000 | 953,774,000 | 1,021,618,000 |
| Noninterest-bearing deposits | 660,805,000 | 643,895,000 | 710,368,000 | 595,968,000 |
| Equity capital | 254,894,000 | 258,978,000 | 263,844,000 | 266,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,149,000 | 35,278,000 | 55,036,000 | 75,236,000 |
| Interest expense | 2,178,000 | 4,758,000 | 7,846,000 | 11,629,000 |
| Net interest income | 14,971,000 | 30,520,000 | 47,190,000 | 63,607,000 |
| Noninterest income | 2,545,000 | 4,207,000 | 5,788,000 | 7,151,000 |
| Noninterest expense | 9,730,000 | 20,961,000 | 32,312,000 | 45,070,000 |
| Provision for loan losses | 100,000 | 128,000 | 254,000 | 1,489,000 |
| Pretax income | 7,686,000 | 13,638,000 | 20,412,000 | 24,199,000 |
| Income tax | 2,236,000 | 3,891,000 | 5,774,000 | 7,216,000 |
| Net income | 5,450,000 | 9,747,000 | 14,638,000 | 16,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 253,713,000 | 256,936,000 | 262,088,000 | 264,636,000 |
| Total capital | 268,314,000 | 271,571,000 | 276,930,000 | 280,698,000 |
| Risk-weighted assets | 1,442,462,000 | 1,452,202,000 | 1,493,716,000 | 1,537,153,000 |