Call reports 2017
WOORI AMERICA BANK — 2017
What WOORI AMERICA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,627,871,000 | 1,682,821,000 | 1,787,372,000 | 1,816,797,000 |
| Total loans | 1,405,227,000 | 1,412,188,000 | 1,442,190,000 | 1,426,431,000 |
| Allowance for loan losses | 14,880,000 | 16,131,000 | 15,183,000 | 14,358,000 |
| Securities available for sale | 99,867,000 | 87,614,000 | 122,630,000 | 143,008,000 |
| Securities held to maturity | 16,772,000 | 46,715,000 | 51,425,000 | 59,486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,436,314,000 | 1,490,150,000 | 1,516,292,000 | 1,543,881,000 |
| Interest-bearing deposits | 813,899,000 | 871,028,000 | 867,964,000 | 899,968,000 |
| Noninterest-bearing deposits | 622,415,000 | 619,122,000 | 648,328,000 | 643,913,000 |
| Equity capital | 173,066,000 | 176,525,000 | 250,185,000 | 249,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 14,960,000 | 30,743,000 | 47,151,000 | 63,767,000 |
| Interest expense | 1,539,000 | 3,322,000 | 5,407,000 | 7,498,000 |
| Net interest income | 13,421,000 | 27,421,000 | 41,744,000 | 56,269,000 |
| Noninterest income | 2,055,000 | 4,471,000 | 6,231,000 | 7,882,000 |
| Noninterest expense | 9,975,000 | 20,169,000 | 30,113,000 | 42,138,000 |
| Provision for loan losses | 0 | 1,300,000 | 1,520,000 | 2,620,000 |
| Pretax income | 5,501,000 | 10,490,000 | 16,388,000 | 19,444,000 |
| Income tax | 2,098,000 | 3,860,000 | 6,109,000 | 9,625,000 |
| Net income | 3,403,000 | 6,630,000 | 10,279,000 | 9,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,363,000 | 175,578,000 | 247,197,000 | 247,358,000 |
| Total capital | 186,303,000 | 191,769,000 | 262,440,000 | 261,776,000 |
| Risk-weighted assets | 1,329,788,000 | 1,339,056,000 | 1,397,569,000 | 1,379,970,000 |