Call reports 2016
WOORI AMERICA BANK — 2016
What WOORI AMERICA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,445,614,000 | 1,509,925,000 | 1,519,681,000 | 1,802,355,000 |
| Total loans | 1,166,486,000 | 1,246,217,000 | 1,308,641,000 | 1,337,679,000 |
| Allowance for loan losses | 13,437,000 | 14,055,000 | 14,577,000 | 14,850,000 |
| Securities available for sale | 93,605,000 | 96,807,000 | 90,709,000 | 116,024,000 |
| Securities held to maturity | 8,891,000 | 17,999,000 | 15,759,000 | 16,827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,272,596,000 | 1,333,142,000 | 1,338,765,000 | 1,604,867,000 |
| Interest-bearing deposits | 716,467,000 | 755,142,000 | 762,528,000 | 802,480,000 |
| Noninterest-bearing deposits | 556,129,000 | 578,000,000 | 576,237,000 | 802,387,000 |
| Equity capital | 159,954,000 | 163,202,000 | 166,620,000 | 169,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,628,000 | 25,941,000 | 39,943,000 | 54,546,000 |
| Interest expense | 1,332,000 | 2,695,000 | 4,111,000 | 5,597,000 |
| Net interest income | 11,296,000 | 23,246,000 | 35,832,000 | 48,949,000 |
| Noninterest income | 2,165,000 | 4,418,000 | 6,650,000 | 8,684,000 |
| Noninterest expense | 9,690,000 | 19,136,000 | 28,194,000 | 37,961,000 |
| Provision for loan losses | 0 | 600,000 | 1,100,000 | 1,450,000 |
| Pretax income | 3,771,000 | 8,233,000 | 13,586,000 | 18,620,000 |
| Income tax | 1,621,000 | 2,850,000 | 4,702,000 | 5,925,000 |
| Net income | 2,150,000 | 5,383,000 | 8,884,000 | 12,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,807,000 | 163,039,000 | 166,539,000 | 169,300,000 |
| Total capital | 173,308,000 | 177,163,000 | 181,180,000 | 184,210,000 |
| Risk-weighted assets | 1,087,812,000 | 1,173,739,000 | 1,227,194,000 | 1,293,456,000 |