Call reports 2015
WOORI AMERICA BANK — 2015
What WOORI AMERICA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,268,030,000 | 1,319,889,000 | 1,357,652,000 | 1,445,467,000 |
| Total loans | 1,099,486,000 | 1,122,056,000 | 1,154,108,000 | 1,153,430,000 |
| Allowance for loan losses | 14,230,000 | 14,154,000 | 14,200,000 | 14,074,000 |
| Securities available for sale | 76,013,000 | 74,159,000 | 80,839,000 | 83,480,000 |
| Securities held to maturity | 12,690,000 | 18,650,000 | 12,939,000 | 12,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,109,960,000 | 1,157,983,000 | 1,193,401,000 | 1,274,999,000 |
| Interest-bearing deposits | 602,688,000 | 642,617,000 | 682,237,000 | 761,736,000 |
| Noninterest-bearing deposits | 507,272,000 | 515,366,000 | 511,164,000 | 513,263,000 |
| Equity capital | 148,878,000 | 152,284,000 | 155,123,000 | 157,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,263,000 | 23,429,000 | 35,916,000 | 48,492,000 |
| Interest expense | 976,000 | 2,075,000 | 3,250,000 | 4,486,000 |
| Net interest income | 10,287,000 | 21,354,000 | 32,666,000 | 44,006,000 |
| Noninterest income | 2,577,000 | 6,385,000 | 8,767,000 | 11,382,000 |
| Noninterest expense | 8,634,000 | 17,566,000 | 26,476,000 | 35,692,000 |
| Provision for loan losses | 0 | 0 | 0 | -306,000 |
| Pretax income | 4,230,000 | 10,173,000 | 14,957,000 | 20,002,000 |
| Income tax | 1,738,000 | 4,180,000 | 6,146,000 | 8,597,000 |
| Net income | 2,492,000 | 5,993,000 | 8,811,000 | 11,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,881,000 | 150,160,000 | 151,272,000 | 157,656,000 |
| Total capital | 159,160,000 | 162,963,000 | 163,933,000 | 170,972,000 |
| Risk-weighted assets | 980,314,000 | 1,022,828,000 | 1,008,933,000 | 1,064,445,000 |