Call reports 2014
WOORI AMERICA BANK — 2014
What WOORI AMERICA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,164,138,000 | 1,209,205,000 | 1,194,286,000 | 1,207,536,000 |
| Total loans | 891,933,000 | 963,999,000 | 983,257,000 | 1,006,038,000 |
| Allowance for loan losses | 16,648,000 | 16,683,000 | 16,415,000 | 14,111,000 |
| Securities available for sale | 85,958,000 | 83,807,000 | 76,649,000 | 76,252,000 |
| Securities held to maturity | 9,088,000 | 9,055,000 | 15,016,000 | 18,721,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,015,893,000 | 1,058,345,000 | 1,040,733,000 | 1,054,303,000 |
| Interest-bearing deposits | 543,715,000 | 565,321,000 | 547,992,000 | 569,754,000 |
| Noninterest-bearing deposits | 472,178,000 | 493,024,000 | 492,741,000 | 484,549,000 |
| Equity capital | 140,637,000 | 142,449,000 | 144,064,000 | 146,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,467,000 | 19,421,000 | 29,753,000 | 40,390,000 |
| Interest expense | 884,000 | 1,863,000 | 2,798,000 | 3,749,000 |
| Net interest income | 8,583,000 | 17,558,000 | 26,955,000 | 36,641,000 |
| Noninterest income | 1,510,000 | 3,522,000 | 4,974,000 | 6,934,000 |
| Noninterest expense | 8,126,000 | 16,078,000 | 24,276,000 | 33,105,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,996,000 |
| Pretax income | 1,967,000 | 5,002,000 | 7,653,000 | 12,466,000 |
| Income tax | 811,000 | 2,063,000 | 3,156,000 | 5,744,000 |
| Net income | 1,156,000 | 2,939,000 | 4,497,000 | 6,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,269,000 | 138,924,000 | 140,563,000 | 142,401,000 |
| Total capital | 146,398,000 | 149,755,000 | 151,579,000 | 154,022,000 |
| Risk-weighted assets | 803,709,000 | 860,535,000 | 875,806,000 | 927,124,000 |