Call reports 2013
WOORI AMERICA BANK — 2013
What WOORI AMERICA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,034,405,000 | 1,072,840,000 | 1,077,382,000 | 1,156,416,000 |
| Total loans | 743,564,000 | 826,860,000 | 849,061,000 | 874,688,000 |
| Allowance for loan losses | 21,923,000 | 17,911,000 | 17,826,000 | 17,156,000 |
| Securities available for sale | 95,198,000 | 94,035,000 | 88,209,000 | 90,997,000 |
| Securities held to maturity | 1,106,000 | 4,131,000 | 9,763,000 | 9,522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 913,914,000 | 943,689,000 | 950,624,000 | 1,009,853,000 |
| Interest-bearing deposits | 495,617,000 | 490,827,000 | 516,785,000 | 545,433,000 |
| Noninterest-bearing deposits | 418,297,000 | 452,862,000 | 433,839,000 | 464,420,000 |
| Equity capital | 112,963,000 | 118,158,000 | 119,534,000 | 139,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,692,000 | 17,841,000 | 27,109,000 | 36,662,000 |
| Interest expense | 886,000 | 1,753,000 | 2,675,000 | 3,649,000 |
| Net interest income | 7,806,000 | 16,088,000 | 24,434,000 | 33,013,000 |
| Noninterest income | 1,684,000 | 3,422,000 | 4,972,000 | 7,364,000 |
| Noninterest expense | 8,128,000 | 16,123,000 | 24,345,000 | 32,730,000 |
| Provision for loan losses | 0 | -3,700,000 | -3,700,000 | -3,700,000 |
| Pretax income | 1,362,000 | 7,083,000 | 8,757,000 | 11,343,000 |
| Income tax | 120,000 | 240,000 | 360,000 | -16,685,000 |
| Net income | 1,242,000 | 6,843,000 | 8,397,000 | 28,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,597,000 | 118,269,000 | 119,897,000 | 134,818,000 |
| Total capital | 121,184,000 | 127,656,000 | 129,475,000 | 144,858,000 |
| Risk-weighted assets | 673,603,000 | 742,349,000 | 757,946,000 | 796,008,000 |