Call reports 2012
WOORI AMERICA BANK — 2012
What WOORI AMERICA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 912,439,000 | 980,385,000 | 950,728,000 | 990,245,000 |
| Total loans | 698,647,000 | 739,914,000 | 696,341,000 | 756,467,000 |
| Allowance for loan losses | 23,294,000 | 24,072,000 | 24,671,000 | 21,526,000 |
| Securities available for sale | 105,381,000 | 100,826,000 | 92,637,000 | 93,483,000 |
| Securities held to maturity | 1,489,000 | 1,267,000 | 1,193,000 | 1,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 794,757,000 | 862,884,000 | 831,766,000 | 870,916,000 |
| Interest-bearing deposits | 427,367,000 | 421,358,000 | 438,716,000 | 460,925,000 |
| Noninterest-bearing deposits | 367,390,000 | 441,526,000 | 393,050,000 | 409,991,000 |
| Equity capital | 109,531,000 | 110,174,000 | 111,234,000 | 111,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,686,000 | 17,607,000 | 26,504,000 | 34,836,000 |
| Interest expense | 942,000 | 1,811,000 | 2,648,000 | 3,481,000 |
| Net interest income | 7,744,000 | 15,796,000 | 23,856,000 | 31,355,000 |
| Noninterest income | 1,852,000 | 3,748,000 | 5,356,000 | 7,061,000 |
| Noninterest expense | 8,373,000 | 16,788,000 | 25,274,000 | 34,102,000 |
| Provision for loan losses | 550,000 | 1,450,000 | 1,750,000 | 1,750,000 |
| Pretax income | 673,000 | 1,306,000 | 2,573,000 | 2,949,000 |
| Income tax | 0 | 200,000 | 350,000 | 235,000 |
| Net income | 673,000 | 1,106,000 | 2,223,000 | 2,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,017,000 | 109,524,000 | 110,637,000 | 111,279,000 |
| Total capital | 116,782,000 | 117,893,000 | 118,613,000 | 119,986,000 |
| Risk-weighted assets | 605,634,000 | 653,785,000 | 621,300,000 | 683,653,000 |