Call reports 2011
WOORI AMERICA BANK — 2011
What WOORI AMERICA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,031,345,000 | 1,010,248,000 | 955,424,000 | 939,379,000 |
| Total loans | 779,753,000 | 776,180,000 | 773,088,000 | 702,085,000 |
| Allowance for loan losses | 33,007,000 | 30,796,000 | 24,496,000 | 24,255,000 |
| Securities available for sale | 87,693,000 | 92,009,000 | 70,788,000 | 70,259,000 |
| Securities held to maturity | 1,976,000 | 1,965,000 | 1,758,000 | 1,705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 915,620,000 | 892,855,000 | 836,438,000 | 822,611,000 |
| Interest-bearing deposits | 564,986,000 | 520,654,000 | 468,106,000 | 434,380,000 |
| Noninterest-bearing deposits | 350,634,000 | 372,201,000 | 368,332,000 | 388,231,000 |
| Equity capital | 107,406,000 | 109,030,000 | 110,522,000 | 108,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,150,000 | 19,673,000 | 29,010,000 | 38,201,000 |
| Interest expense | 1,677,000 | 3,193,000 | 4,390,000 | 5,409,000 |
| Net interest income | 8,473,000 | 16,480,000 | 24,620,000 | 32,792,000 |
| Noninterest income | 1,846,000 | 3,394,000 | 5,232,000 | 7,343,000 |
| Noninterest expense | 8,173,000 | 16,169,000 | 24,383,000 | 33,714,000 |
| Provision for loan losses | 1,230,000 | 1,230,000 | 1,230,000 | 3,972,000 |
| Pretax income | 916,000 | 2,475,000 | 4,239,000 | 2,449,000 |
| Income tax | 0 | 0 | 280,000 | 170,000 |
| Net income | 916,000 | 2,475,000 | 3,959,000 | 2,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,686,000 | 108,317,000 | 109,875,000 | 108,271,000 |
| Total capital | 115,128,000 | 116,548,000 | 117,929,000 | 116,037,000 |
| Risk-weighted assets | 650,738,000 | 635,897,000 | 627,823,000 | 604,743,000 |