Call reports 2010
WOORI AMERICA BANK — 2010
What WOORI AMERICA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,121,696,000 | 1,074,355,000 | 1,073,004,000 | 1,035,420,000 |
| Total loans | 856,986,000 | 785,309,000 | 802,910,000 | 711,349,000 |
| Allowance for loan losses | 18,620,000 | 28,369,000 | 30,549,000 | 31,755,000 |
| Securities available for sale | 95,520,000 | 94,427,000 | 89,782,000 | 93,597,000 |
| Securities held to maturity | 2,394,000 | 2,248,000 | 2,236,000 | 1,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 995,643,000 | 968,443,000 | 970,342,000 | 920,699,000 |
| Interest-bearing deposits | 653,853,000 | 631,036,000 | 640,583,000 | 570,541,000 |
| Noninterest-bearing deposits | 341,790,000 | 337,407,000 | 329,759,000 | 350,158,000 |
| Equity capital | 116,626,000 | 96,783,000 | 94,357,000 | 106,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,869,000 | 23,136,000 | 33,079,000 | 43,460,000 |
| Interest expense | 2,573,000 | 4,941,000 | 7,171,000 | 9,134,000 |
| Net interest income | 9,296,000 | 18,195,000 | 25,908,000 | 34,326,000 |
| Noninterest income | 1,951,000 | 3,951,000 | 5,912,000 | 4,587,000 |
| Noninterest expense | 8,298,000 | 17,908,000 | 25,719,000 | 56,739,000 |
| Provision for loan losses | 2,300,000 | 30,886,000 | 36,100,000 | 60,491,000 |
| Pretax income | 649,000 | -26,648,000 | -29,999,000 | -78,317,000 |
| Income tax | 292,000 | -7,133,000 | -7,961,000 | 1,607,000 |
| Net income | 357,000 | -19,515,000 | -22,038,000 | -79,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,245,000 | 74,443,000 | 62,157,000 | 105,696,000 |
| Total capital | 104,402,000 | 84,307,000 | 71,756,000 | 114,099,000 |
| Risk-weighted assets | 804,046,000 | 770,589,000 | 746,908,000 | 648,834,000 |