Call reports 2009
WOORI AMERICA BANK — 2009
What WOORI AMERICA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,074,718,000 | 1,116,268,000 | 1,077,710,000 | 1,076,765,000 |
| Total loans | 910,098,000 | 956,790,000 | 889,846,000 | 821,669,000 |
| Allowance for loan losses | 12,739,000 | 13,464,000 | 16,555,000 | 22,813,000 |
| Securities available for sale | 93,921,000 | 97,714,000 | 101,958,000 | 96,490,000 |
| Securities held to maturity | 6,434,000 | 2,430,000 | 2,418,000 | 2,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 940,520,000 | 981,821,000 | 945,394,000 | 949,405,000 |
| Interest-bearing deposits | 667,976,000 | 688,063,000 | 642,584,000 | 629,494,000 |
| Noninterest-bearing deposits | 272,544,000 | 293,758,000 | 302,810,000 | 319,911,000 |
| Equity capital | 121,440,000 | 123,194,000 | 122,406,000 | 116,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 14,337,000 | 28,505,000 | 42,280,000 | 54,263,000 |
| Interest expense | 4,385,000 | 8,426,000 | 12,038,000 | 15,086,000 |
| Net interest income | 9,952,000 | 20,079,000 | 30,242,000 | 39,177,000 |
| Noninterest income | 2,136,000 | 4,261,000 | 6,337,000 | 8,464,000 |
| Noninterest expense | 8,019,000 | 16,058,000 | 24,149,000 | 33,272,000 |
| Provision for loan losses | 1,200,000 | 2,500,000 | 8,250,000 | 20,050,000 |
| Pretax income | 2,869,000 | 5,782,000 | 4,180,000 | -5,681,000 |
| Income tax | 1,291,000 | 2,602,000 | 1,881,000 | -1,892,000 |
| Net income | 1,578,000 | 3,180,000 | 2,299,000 | -3,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,959,000 | 100,635,000 | 99,828,000 | 93,813,000 |
| Total capital | 109,491,000 | 111,288,000 | 110,193,000 | 104,034,000 |
| Risk-weighted assets | 840,288,000 | 849,391,000 | 822,935,000 | 805,047,000 |