Call reports 2008
WOORI AMERICA BANK — 2008
What WOORI AMERICA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,009,190,000 | 1,120,843,000 | 1,083,857,000 | 1,073,573,000 |
| Total loans | 834,199,000 | 887,287,000 | 892,881,000 | 872,343,000 |
| Allowance for loan losses | 6,026,000 | 5,521,000 | 5,645,000 | 11,954,000 |
| Securities available for sale | 49,065,000 | 84,875,000 | 93,322,000 | 91,230,000 |
| Securities held to maturity | 19,890,000 | 19,888,000 | 19,483,000 | 9,568,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 880,269,000 | 990,194,000 | 912,768,000 | 943,825,000 |
| Interest-bearing deposits | 536,423,000 | 625,569,000 | 591,576,000 | 636,807,000 |
| Noninterest-bearing deposits | 343,846,000 | 364,625,000 | 321,192,000 | 307,018,000 |
| Equity capital | 117,162,000 | 119,827,000 | 122,287,000 | 119,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 16,029,000 | 31,656,000 | 46,984,000 | 62,484,000 |
| Interest expense | 5,208,000 | 9,827,000 | 14,350,000 | 19,099,000 |
| Net interest income | 10,821,000 | 21,829,000 | 32,634,000 | 43,385,000 |
| Noninterest income | 2,024,000 | 4,440,000 | 6,746,000 | 9,111,000 |
| Noninterest expense | 7,746,000 | 15,562,000 | 23,603,000 | 32,925,000 |
| Provision for loan losses | 559,000 | 1,159,000 | 1,759,000 | 10,077,000 |
| Pretax income | 4,540,000 | 9,548,000 | 13,977,000 | 9,453,000 |
| Income tax | 2,043,000 | 4,296,000 | 6,290,000 | 4,140,000 |
| Net income | 2,497,000 | 5,252,000 | 7,687,000 | 5,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,272,000 | 97,100,000 | 99,610,000 | 97,307,000 |
| Total capital | 100,350,000 | 102,673,000 | 105,307,000 | 107,962,000 |
| Risk-weighted assets | 794,334,000 | 828,710,000 | 848,236,000 | 851,070,000 |