Call reports 2007
WOORI AMERICA BANK — 2007
What WOORI AMERICA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,020,258,000 | 1,074,946,000 | 1,021,141,000 | 1,043,080,000 |
| Total loans | 747,118,000 | 801,960,000 | 817,072,000 | 838,730,000 |
| Allowance for loan losses | 4,930,000 | 4,999,000 | 5,323,000 | 5,611,000 |
| Securities available for sale | 83,130,000 | 101,817,000 | 79,286,000 | 66,000,000 |
| Securities held to maturity | 20,325,000 | 20,225,000 | 20,223,000 | 19,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 904,282,000 | 953,652,000 | 897,717,000 | 915,752,000 |
| Interest-bearing deposits | 575,841,000 | 600,693,000 | 554,246,000 | 577,091,000 |
| Noninterest-bearing deposits | 328,441,000 | 352,959,000 | 343,471,000 | 338,661,000 |
| Equity capital | 104,626,000 | 107,477,000 | 110,693,000 | 114,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 15,938,000 | 33,581,000 | 51,144,000 | 68,850,000 |
| Interest expense | 4,927,000 | 11,262,000 | 17,341,000 | 23,370,000 |
| Net interest income | 11,011,000 | 22,319,000 | 33,803,000 | 45,480,000 |
| Noninterest income | 2,059,000 | 4,189,000 | 6,274,000 | 8,397,000 |
| Noninterest expense | 7,547,000 | 15,773,000 | 23,281,000 | 30,971,000 |
| Provision for loan losses | 300,000 | 400,000 | 700,000 | 1,000,000 |
| Pretax income | 5,223,000 | 10,335,000 | 16,096,000 | 21,906,000 |
| Income tax | 2,350,000 | 4,650,000 | 7,243,000 | 9,128,000 |
| Net income | 2,873,000 | 5,685,000 | 8,853,000 | 12,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,576,000 | 84,461,000 | 87,703,000 | 91,701,000 |
| Total capital | 86,599,000 | 89,553,000 | 93,119,000 | 97,405,000 |
| Risk-weighted assets | 742,863,000 | 800,460,000 | 801,505,000 | 803,985,000 |