Call reports 2006
WOORI AMERICA BANK — 2006
What WOORI AMERICA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 826,618,000 | 867,418,000 | 882,250,000 | 943,757,000 |
| Total loans | 585,368,000 | 630,252,000 | 668,498,000 | 715,404,000 |
| Allowance for loan losses | 5,160,000 | 5,463,000 | 5,850,000 | 6,054,000 |
| Securities available for sale | 116,417,000 | 99,160,000 | 72,443,000 | 63,444,000 |
| Securities held to maturity | 20,904,000 | 20,900,000 | 20,794,000 | 20,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 723,368,000 | 759,809,000 | 772,918,000 | 830,419,000 |
| Interest-bearing deposits | 404,072,000 | 419,657,000 | 427,528,000 | 471,627,000 |
| Noninterest-bearing deposits | 319,296,000 | 340,152,000 | 345,390,000 | 358,792,000 |
| Equity capital | 91,857,000 | 95,088,000 | 98,498,000 | 101,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 12,417,000 | 25,549,000 | 39,670,000 | 54,468,000 |
| Interest expense | 2,464,000 | 5,011,000 | 8,247,000 | 12,162,000 |
| Net interest income | 9,953,000 | 20,538,000 | 31,423,000 | 42,306,000 |
| Noninterest income | 2,163,000 | 4,413,000 | 6,853,000 | 9,113,000 |
| Noninterest expense | 6,582,000 | 13,156,000 | 20,062,000 | 27,510,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,000,000 | 1,200,000 |
| Pretax income | 5,234,000 | 11,193,000 | 17,209,000 | 22,704,000 |
| Income tax | 2,355,000 | 5,037,000 | 7,744,000 | 10,073,000 |
| Net income | 2,879,000 | 6,156,000 | 9,465,000 | 12,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,656,000 | 72,008,000 | 75,390,000 | 78,630,000 |
| Total capital | 73,909,000 | 77,564,000 | 81,333,000 | 84,777,000 |
| Risk-weighted assets | 591,698,000 | 633,560,000 | 664,757,000 | 710,813,000 |