Call reports 2004
WOORI AMERICA BANK — 2004
What WOORI AMERICA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 638,629,000 | 660,651,000 | 676,651,000 | 698,152,000 |
| Total loans | 385,010,000 | 416,670,000 | 453,490,000 | 464,132,000 |
| Allowance for loan losses | 4,101,000 | 4,049,000 | 3,988,000 | 4,104,000 |
| Securities available for sale | 122,936,000 | 112,933,000 | 114,234,000 | 109,389,000 |
| Securities held to maturity | 16,564,000 | 16,576,000 | 18,735,000 | 18,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,595,000 | 590,456,000 | 602,969,000 | 620,890,000 |
| Interest-bearing deposits | 327,792,000 | 336,324,000 | 341,457,000 | 341,393,000 |
| Noninterest-bearing deposits | 241,803,000 | 254,132,000 | 261,512,000 | 279,497,000 |
| Equity capital | 63,698,000 | 64,696,000 | 67,213,000 | 69,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,782,000 | 13,753,000 | 21,293,000 | 29,546,000 |
| Interest expense | 918,000 | 1,881,000 | 2,885,000 | 3,959,000 |
| Net interest income | 5,864,000 | 11,872,000 | 18,408,000 | 25,587,000 |
| Noninterest income | 2,394,000 | 4,888,000 | 7,320,000 | 10,095,000 |
| Noninterest expense | 5,338,000 | 10,770,000 | 16,350,000 | 22,293,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,920,000 | 6,027,000 | 9,463,000 | 13,474,000 |
| Income tax | 1,314,000 | 2,712,000 | 4,069,000 | 5,985,000 |
| Net income | 1,606,000 | 3,315,000 | 5,394,000 | 7,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,202,000 | 41,985,000 | 44,137,000 | 46,306,000 |
| Total capital | 44,399,000 | 46,132,000 | 48,182,000 | 50,490,000 |
| Risk-weighted assets | 419,198,000 | 454,168,000 | 469,918,000 | 485,769,000 |