Call reports 2003
WOORI AMERICA BANK — 2003
What WOORI AMERICA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 353,636,000 | 381,501,000 | 619,426,000 | 612,982,000 |
| Total loans | 239,110,000 | 252,613,000 | 377,771,000 | 376,040,000 |
| Allowance for loan losses | 2,084,000 | 2,046,000 | 3,995,000 | 4,108,000 |
| Securities available for sale | 72,341,000 | 64,494,000 | 141,737,000 | 118,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 16,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,791,000 | 333,228,000 | 555,154,000 | 545,390,000 |
| Interest-bearing deposits | 166,651,000 | 181,246,000 | 334,620,000 | 316,574,000 |
| Noninterest-bearing deposits | 140,140,000 | 151,982,000 | 220,534,000 | 228,816,000 |
| Equity capital | 45,451,000 | 46,380,000 | 60,336,000 | 61,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,028,000 | 8,253,000 | 12,936,000 | 19,646,000 |
| Interest expense | 519,000 | 1,019,000 | 1,624,000 | 2,540,000 |
| Net interest income | 3,509,000 | 7,234,000 | 11,312,000 | 17,106,000 |
| Noninterest income | 1,226,000 | 2,657,000 | 4,238,000 | 7,179,000 |
| Noninterest expense | 3,433,000 | 6,965,000 | 13,675,000 | 19,736,000 |
| Provision for loan losses | 0 | 0 | 0 | 116,000 |
| Pretax income | 1,302,000 | 3,109,000 | 2,058,000 | 4,616,000 |
| Income tax | 412,000 | 1,368,000 | 926,000 | 2,315,000 |
| Net income | 890,000 | 1,741,000 | 1,132,000 | 2,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,364,000 | 45,287,000 | 38,546,000 | 38,522,000 |
| Total capital | 46,494,000 | 47,384,000 | 42,627,000 | 42,716,000 |
| Risk-weighted assets | 247,431,000 | 265,155,000 | 401,972,000 | 408,938,000 |