Call reports 2002
WOORI AMERICA BANK — 2002
What WOORI AMERICA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 324,619,000 | 340,606,000 | 340,343,000 | 365,549,000 |
| Total loans | 192,804,000 | 199,407,000 | 225,505,000 | 231,172,000 |
| Allowance for loan losses | 2,070,000 | 2,119,000 | 2,087,000 | 2,109,000 |
| Securities available for sale | 56,190,000 | 54,434,000 | 32,833,000 | 73,675,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 44,878,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,813,000 | 295,716,000 | 295,206,000 | 319,037,000 |
| Interest-bearing deposits | 151,470,000 | 169,289,000 | 158,581,000 | 171,146,000 |
| Noninterest-bearing deposits | 117,343,000 | 126,427,000 | 136,625,000 | 147,891,000 |
| Equity capital | 41,982,000 | 43,128,000 | 43,466,000 | 44,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,062,000 | 7,993,000 | 11,960,000 | 16,517,000 |
| Interest expense | 720,000 | 1,397,000 | 2,095,000 | 2,793,000 |
| Net interest income | 3,342,000 | 6,596,000 | 9,865,000 | 13,724,000 |
| Noninterest income | 1,209,000 | 2,646,000 | 4,071,000 | 4,923,000 |
| Noninterest expense | 3,290,000 | 6,428,000 | 9,855,000 | 13,414,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,265,000 | 2,899,000 | 4,254,000 | 5,433,000 |
| Income tax | 569,000 | 1,305,000 | 2,017,000 | 2,174,000 |
| Net income | 696,000 | 1,594,000 | 2,237,000 | 3,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,991,000 | 42,897,000 | 43,548,000 | 43,394,000 |
| Total capital | 44,061,000 | 45,016,000 | 45,685,000 | 45,553,000 |
| Risk-weighted assets | 218,016,000 | 231,636,000 | 244,192,000 | 250,782,000 |