Call reports 2001
WOORI AMERICA BANK — 2001
What WOORI AMERICA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 269,104,000 | 288,990,000 | 314,227,000 | 332,681,000 |
| Total loans | 166,521,000 | 172,392,000 | 206,792,000 | 194,871,000 |
| Allowance for loan losses | 2,259,000 | 2,104,000 | 2,151,000 | 2,113,000 |
| Securities available for sale | 51,088,000 | 54,330,000 | 59,157,000 | 54,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,704,000 | 234,615,000 | 258,090,000 | 277,684,000 |
| Interest-bearing deposits | 119,769,000 | 130,794,000 | 147,016,000 | 156,016,000 |
| Noninterest-bearing deposits | 95,935,000 | 103,821,000 | 111,074,000 | 121,668,000 |
| Equity capital | 50,813,000 | 51,775,000 | 53,084,000 | 53,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,097,000 | 9,928,000 | 14,674,000 | 18,903,000 |
| Interest expense | 1,167,000 | 2,393,000 | 3,386,000 | 4,276,000 |
| Net interest income | 3,930,000 | 7,535,000 | 11,288,000 | 14,627,000 |
| Noninterest income | 3,746,000 | 5,105,000 | 6,180,000 | 7,317,000 |
| Noninterest expense | 3,757,000 | 6,841,000 | 10,031,000 | 13,786,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,919,000 | 5,799,000 | 7,437,000 | 8,067,000 |
| Income tax | 1,922,000 | 2,743,000 | 3,243,000 | 3,853,000 |
| Net income | 1,997,000 | 3,056,000 | 4,194,000 | 4,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,684,000 | 51,743,000 | 52,815,000 | 52,843,000 |
| Total capital | 52,943,000 | 53,847,000 | 54,966,000 | 54,956,000 |
| Risk-weighted assets | 198,714,000 | 203,871,000 | 216,262,000 | 216,400,000 |