Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 96,591,000 | 103,938,000 | 106,504,000 | 110,192,000 |
| Total loans | 64,074,000 | 77,064,000 | 75,353,000 | 67,542,000 |
| Allowance for loan losses | 2,112,000 | 2,112,000 | 2,105,000 | 2,105,000 |
| Securities available for sale | 13,193,000 | 10,182,000 | 9,151,000 | 11,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,839,000 | 83,642,000 | 86,149,000 | 89,847,000 |
| Interest-bearing deposits | 58,955,000 | 62,033,000 | 65,703,000 | 68,336,000 |
| Noninterest-bearing deposits | 17,884,000 | 21,609,000 | 20,446,000 | 21,511,000 |
| Equity capital | 19,655,000 | 20,179,000 | 20,227,000 | 20,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,993,000 | 4,234,000 | 5,270,000 |
| Interest expense | 224,000 | 369,000 | 523,000 | 673,000 |
| Net interest income | 1,026,000 | 2,624,000 | 3,711,000 | 4,597,000 |
| Noninterest income | 80,000 | 140,000 | 205,000 | 269,000 |
| Noninterest expense | 774,000 | 1,591,000 | 2,428,000 | 3,319,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 332,000 | 1,173,000 | 1,488,000 | 1,547,000 |
| Income tax | 2,000 | 0 | 0 | 0 |
| Net income | 330,000 | 1,173,000 | 1,488,000 | 1,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,821,000 | 17,373,000 | 17,442,000 | 17,456,000 |
| Total capital | 17,654,000 | 18,311,000 | 18,342,000 | 18,410,000 |
| Risk-weighted assets | 65,380,000 | 73,943,000 | 70,805,000 | 75,234,000 |