Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 108,005,000 | 110,522,000 | 106,335,000 | 112,292,000 |
| Total loans | 78,576,000 | 80,600,000 | 83,305,000 | 82,729,000 |
| Allowance for loan losses | 2,455,000 | 2,464,000 | 2,464,000 | 2,450,000 |
| Securities available for sale | 13,269,000 | 11,168,000 | 11,109,000 | 11,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,152,000 | 93,344,000 | 88,680,000 | 94,067,000 |
| Interest-bearing deposits | 73,548,000 | 76,056,000 | 71,846,000 | 77,246,000 |
| Noninterest-bearing deposits | 17,604,000 | 17,288,000 | 16,834,000 | 16,821,000 |
| Equity capital | 16,750,000 | 17,056,000 | 17,240,000 | 17,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,481,000 | 2,996,000 | 4,512,000 | 6,141,000 |
| Interest expense | 251,000 | 510,000 | 800,000 | 1,088,000 |
| Net interest income | 1,230,000 | 2,486,000 | 3,712,000 | 5,053,000 |
| Noninterest income | 98,000 | 250,000 | 314,000 | 383,000 |
| Noninterest expense | 612,000 | 1,233,000 | 1,927,000 | 2,775,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 716,000 | 1,503,000 | 2,099,000 | 2,661,000 |
| Income tax | 0 | 9,000 | 0 | 0 |
| Net income | 716,000 | 1,494,000 | 2,099,000 | 2,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,247,000 | 14,566,000 | 14,793,000 | 15,306,000 |
| Total capital | 15,222,000 | 15,599,000 | 15,768,000 | 16,417,000 |
| Risk-weighted assets | 76,502,000 | 81,207,000 | 84,575,000 | 88,448,000 |