Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 99,359,000 | 102,175,000 | 106,206,000 | 111,778,000 |
| Total loans | 64,810,000 | 76,862,000 | 84,150,000 | 83,853,000 |
| Allowance for loan losses | 1,192,000 | 1,191,000 | 1,441,000 | 1,691,000 |
| Securities available for sale | 13,863,000 | 11,239,000 | 11,167,000 | 11,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,739,000 | 85,342,000 | 89,018,000 | 96,271,000 |
| Interest-bearing deposits | 54,628,000 | 60,302,000 | 71,791,000 | 72,580,000 |
| Noninterest-bearing deposits | 30,110,000 | 25,040,000 | 17,227,000 | 23,691,000 |
| Equity capital | 14,554,000 | 14,753,000 | 15,101,000 | 15,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,348,000 | 3,783,000 | 5,276,000 |
| Interest expense | 112,000 | 232,000 | 383,000 | 549,000 |
| Net interest income | 1,006,000 | 2,116,000 | 3,400,000 | 4,727,000 |
| Noninterest income | 105,000 | 227,000 | 334,000 | 446,000 |
| Noninterest expense | 554,000 | 1,108,000 | 1,674,000 | 2,366,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 500,000 |
| Pretax income | 557,000 | 1,235,000 | 1,810,000 | 2,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 557,000 | 1,235,000 | 1,810,000 | 2,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,805,000 | 11,985,000 | 12,341,000 | 12,769,000 |
| Total capital | 12,616,000 | 12,868,000 | 13,381,000 | 13,687,000 |
| Risk-weighted assets | 64,483,000 | 70,314,000 | 82,785,000 | 72,667,000 |