Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 90,201,000 | 90,935,000 | 83,844,000 | 87,448,000 |
| Total loans | 56,110,000 | 63,418,000 | 63,550,000 | 59,247,000 |
| Allowance for loan losses | 1,200,000 | 1,200,000 | 1,194,000 | 1,194,000 |
| Securities available for sale | 13,030,000 | 11,994,000 | 10,974,000 | 9,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,602,000 | 77,188,000 | 69,743,000 | 72,963,000 |
| Interest-bearing deposits | 59,669,000 | 60,714,000 | 54,020,000 | 50,701,000 |
| Noninterest-bearing deposits | 16,934,000 | 16,474,000 | 15,723,000 | 22,262,000 |
| Equity capital | 13,220,000 | 13,395,000 | 13,742,000 | 14,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,985,000 | 3,103,000 | 4,247,000 |
| Interest expense | 104,000 | 210,000 | 318,000 | 423,000 |
| Net interest income | 869,000 | 1,775,000 | 2,785,000 | 3,824,000 |
| Noninterest income | 105,000 | 223,000 | 319,000 | 462,000 |
| Noninterest expense | 606,000 | 1,194,000 | 1,753,000 | 2,413,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 368,000 | 804,000 | 1,351,000 | 1,873,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 804,000 | 1,351,000 | 1,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,516,000 | 10,674,000 | 10,988,000 | 11,456,000 |
| Total capital | 11,209,000 | 11,410,000 | 11,801,000 | 12,176,000 |
| Risk-weighted assets | 54,946,000 | 58,445,000 | 64,659,000 | 57,128,000 |