Call reports 2002
AMERICAN HORIZONS BANK — 2002
What AMERICAN HORIZONS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 130,904,000 | 132,092,000 | 124,039,000 | 237,098,000 |
| Total loans | 96,965,000 | 102,435,000 | 103,929,000 | 183,521,000 |
| Allowance for loan losses | 876,000 | 883,000 | 887,000 | 1,684,000 |
| Securities available for sale | 18,166,000 | 9,016,000 | 7,240,000 | 14,818,000 |
| Securities held to maturity | 3,525,000 | 2,521,000 | 933,000 | 576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,621,000 | 98,852,000 | 96,606,000 | 204,981,000 |
| Interest-bearing deposits | 81,029,000 | 78,425,000 | 79,205,000 | 171,294,000 |
| Noninterest-bearing deposits | 18,593,000 | 20,427,000 | 17,401,000 | 33,687,000 |
| Equity capital | 10,047,000 | 10,275,000 | 10,516,000 | 16,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,840,000 | 3,708,000 | 5,662,000 | 8,225,000 |
| Interest expense | 786,000 | 1,527,000 | 2,243,000 | 3,129,000 |
| Net interest income | 1,054,000 | 2,181,000 | 3,419,000 | 5,096,000 |
| Noninterest income | 194,000 | 426,000 | 630,000 | 1,033,000 |
| Noninterest expense | 1,031,000 | 2,111,000 | 3,218,000 | 5,154,000 |
| Provision for loan losses | 25,000 | 74,000 | 84,000 | 284,000 |
| Pretax income | 192,000 | 422,000 | 747,000 | 691,000 |
| Income tax | 0 | 71,000 | 172,000 | 231,000 |
| Net income | 192,000 | 351,000 | 575,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,093,000 | 10,252,000 | 10,477,000 | 16,639,000 |
| Total capital | 10,969,000 | 11,135,000 | 11,364,000 | 18,323,000 |
| Risk-weighted assets | 104,068,000 | 109,168,000 | 108,785,000 | 183,471,000 |