Call reports 2001
AMERICAN HORIZONS BANK — 2001
What AMERICAN HORIZONS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 118,105,000 | 116,960,000 | 123,208,000 | 122,234,000 |
| Total loans | 94,721,000 | 97,761,000 | 97,299,000 | 99,089,000 |
| Allowance for loan losses | 708,000 | 785,000 | 813,000 | 853,000 |
| Securities available for sale | 4,633,000 | 5,050,000 | 6,049,000 | 12,518,000 |
| Securities held to maturity | 3,004,000 | 402,000 | 401,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,908,000 | 87,694,000 | 92,385,000 | 93,807,000 |
| Interest-bearing deposits | 78,912,000 | 77,214,000 | 77,591,000 | 79,637,000 |
| Noninterest-bearing deposits | 9,996,000 | 10,480,000 | 14,794,000 | 14,170,000 |
| Equity capital | 9,426,000 | 9,660,000 | 9,854,000 | 9,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,197,000 | 4,399,000 | 6,620,000 | 8,646,000 |
| Interest expense | 1,302,000 | 2,572,000 | 3,696,000 | 4,597,000 |
| Net interest income | 895,000 | 1,827,000 | 2,924,000 | 4,049,000 |
| Noninterest income | 117,000 | 218,000 | 344,000 | 532,000 |
| Noninterest expense | 782,000 | 1,670,000 | 2,629,000 | 3,798,000 |
| Provision for loan losses | 81,000 | 157,000 | 200,000 | 247,000 |
| Pretax income | 149,000 | 218,000 | 439,000 | 536,000 |
| Income tax | 0 | -198,000 | -123,000 | -89,000 |
| Net income | 149,000 | 416,000 | 562,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,425,000 | 9,709,000 | 9,838,000 | 9,901,000 |
| Total capital | 10,133,000 | 10,494,000 | 10,651,000 | 10,754,000 |
| Risk-weighted assets | 98,178,000 | 100,175,000 | 100,902,000 | 102,634,000 |