Call reports 2025
NORTH BROOKFIELD SAVINGS BANK — 2025
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 428,835,000 | 432,678,000 | 438,146,000 | 442,139,000 |
| Total loans | 284,238,000 | 286,827,000 | 296,642,000 | 295,344,000 |
| Allowance for loan losses | 1,748,000 | 1,792,000 | 1,908,000 | 1,931,000 |
| Securities available for sale | 107,829,000 | 107,437,000 | 106,672,000 | 105,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,481,000 | 372,942,000 | 368,219,000 | 370,617,000 |
| Interest-bearing deposits | 311,149,000 | 307,619,000 | 302,744,000 | 304,621,000 |
| Noninterest-bearing deposits | 63,332,000 | 65,323,000 | 65,475,000 | 65,996,000 |
| Equity capital | 36,561,000 | 37,689,000 | 38,894,000 | 40,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,406,000 | 9,023,000 | 13,868,000 | 18,721,000 |
| Interest expense | 1,817,000 | 3,624,000 | 5,490,000 | 7,343,000 |
| Net interest income | 2,589,000 | 5,399,000 | 8,378,000 | 11,378,000 |
| Noninterest income | 625,000 | 1,157,000 | 1,693,000 | 2,250,000 |
| Noninterest expense | 2,751,000 | 5,425,000 | 8,191,000 | 10,847,000 |
| Provision for loan losses | 34,000 | 79,000 | 195,000 | 220,000 |
| Pretax income | 422,000 | 1,054,000 | 1,692,000 | 2,574,000 |
| Income tax | 81,000 | 205,000 | 335,000 | 534,000 |
| Net income | 341,000 | 849,000 | 1,357,000 | 2,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,150,000 | 45,658,000 | 46,166,000 | 46,861,000 |