Call reports 2024
NORTH BROOKFIELD SAVINGS BANK — 2024
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 412,915,000 | 410,425,000 | 414,887,000 | 418,901,000 |
| Total loans | 279,386,000 | 277,038,000 | 278,847,000 | 278,432,000 |
| Allowance for loan losses | 1,660,000 | 1,677,000 | 1,743,000 | 1,739,000 |
| Securities available for sale | 97,946,000 | 96,789,000 | 102,261,000 | 104,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,015,000 | 357,329,000 | 358,697,000 | 366,377,000 |
| Interest-bearing deposits | 299,381,000 | 293,089,000 | 296,287,000 | 305,268,000 |
| Noninterest-bearing deposits | 62,634,000 | 64,240,000 | 62,410,000 | 61,109,000 |
| Equity capital | 33,031,000 | 33,401,000 | 36,281,000 | 34,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,082,000 | 8,315,000 | 12,615,000 | 17,041,000 |
| Interest expense | 1,891,000 | 3,790,000 | 5,684,000 | 7,614,000 |
| Net interest income | 2,191,000 | 4,525,000 | 6,931,000 | 9,427,000 |
| Noninterest income | 630,000 | 1,199,000 | 1,739,000 | 2,413,000 |
| Noninterest expense | 2,622,000 | 5,107,000 | 7,643,000 | 10,173,000 |
| Provision for loan losses | 67,000 | 83,000 | 150,000 | 146,000 |
| Pretax income | 135,000 | 533,000 | 873,000 | 1,487,000 |
| Income tax | 0 | 80,000 | 160,000 | 297,000 |
| Net income | 135,000 | 453,000 | 713,000 | 1,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,741,000 | 44,060,000 | 44,320,000 | 44,809,000 |