Call reports 2023
NORTH BROOKFIELD SAVINGS BANK — 2023
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 391,113,000 | 399,360,000 | 396,800,000 | 408,649,000 |
| Total loans | 263,823,000 | 271,538,000 | 272,348,000 | 275,666,000 |
| Allowance for loan losses | 1,478,000 | 1,577,000 | 1,536,000 | 1,592,000 |
| Securities available for sale | 93,270,000 | 91,105,000 | 87,284,000 | 94,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,095,000 | 349,838,000 | 354,648,000 | 358,054,000 |
| Interest-bearing deposits | 277,782,000 | 285,096,000 | 294,083,000 | 298,180,000 |
| Noninterest-bearing deposits | 67,313,000 | 64,742,000 | 60,565,000 | 59,874,000 |
| Equity capital | 31,593,000 | 31,032,000 | 29,288,000 | 33,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,435,000 | 7,181,000 | 11,267,000 | 15,238,000 |
| Interest expense | 729,000 | 1,915,000 | 3,439,000 | 5,162,000 |
| Net interest income | 2,706,000 | 5,266,000 | 7,828,000 | 10,076,000 |
| Noninterest income | 498,000 | 1,020,000 | 1,543,000 | 2,087,000 |
| Noninterest expense | 2,800,000 | 5,497,000 | 8,140,000 | 10,671,000 |
| Provision for loan losses | 30,000 | 128,000 | 91,000 | 146,000 |
| Pretax income | 374,000 | 661,000 | 1,140,000 | 1,346,000 |
| Income tax | 71,000 | 116,000 | 215,000 | 262,000 |
| Net income | 303,000 | 545,000 | 925,000 | 1,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,814,000 | 43,056,000 | 43,435,000 | 43,606,000 |