Call reports 2022
NORTH BROOKFIELD SAVINGS BANK — 2022
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 354,068,000 | 357,674,000 | 362,481,000 | 383,177,000 |
| Total loans | 225,117,000 | 227,684,000 | 238,520,000 | 254,987,000 |
| Allowance for loan losses | 1,191,000 | 1,265,000 | 1,353,000 | 1,448,000 |
| Securities available for sale | 83,805,000 | 90,641,000 | 89,289,000 | 92,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,473,000 | 317,755,000 | 326,257,000 | 341,758,000 |
| Interest-bearing deposits | 247,889,000 | 248,892,000 | 260,615,000 | 273,049,000 |
| Noninterest-bearing deposits | 63,584,000 | 68,863,000 | 65,642,000 | 68,709,000 |
| Equity capital | 35,987,000 | 33,359,000 | 29,451,000 | 30,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,593,000 | 5,379,000 | 8,223,000 | 11,357,000 |
| Interest expense | 75,000 | 145,000 | 254,000 | 568,000 |
| Net interest income | 2,518,000 | 5,234,000 | 7,969,000 | 10,789,000 |
| Noninterest income | 469,000 | 965,000 | 1,488,000 | 1,986,000 |
| Noninterest expense | 2,858,000 | 5,645,000 | 8,350,000 | 11,044,000 |
| Provision for loan losses | -15,000 | 58,000 | 151,000 | 246,000 |
| Pretax income | 185,000 | 538,000 | 1,002,000 | 1,531,000 |
| Income tax | 21,000 | 90,000 | 187,000 | 307,000 |
| Net income | 164,000 | 448,000 | 815,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,482,000 | 41,769,000 | 42,135,000 | 42,558,000 |