Call reports 2021
NORTH BROOKFIELD SAVINGS BANK — 2021
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 346,013,000 | 354,405,000 | 352,525,000 | 350,469,000 |
| Total loans | 242,148,000 | 234,017,000 | 226,979,000 | 224,613,000 |
| Allowance for loan losses | 1,345,000 | 1,244,000 | 1,206,000 | 1,206,000 |
| Securities available for sale | 58,119,000 | 66,338,000 | 76,284,000 | 79,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,700,000 | 302,882,000 | 303,116,000 | 302,993,000 |
| Interest-bearing deposits | 234,918,000 | 238,914,000 | 239,511,000 | 240,760,000 |
| Noninterest-bearing deposits | 60,782,000 | 63,968,000 | 63,605,000 | 62,233,000 |
| Equity capital | 38,728,000 | 39,802,000 | 39,706,000 | 40,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,780,000 | 5,469,000 | 8,248,000 | 10,901,000 |
| Interest expense | 184,000 | 312,000 | 425,000 | 524,000 |
| Net interest income | 2,596,000 | 5,157,000 | 7,823,000 | 10,377,000 |
| Noninterest income | 446,000 | 918,000 | 1,420,000 | 1,930,000 |
| Noninterest expense | 2,435,000 | 5,060,000 | 7,696,000 | 10,015,000 |
| Provision for loan losses | -37,000 | -151,000 | -189,000 | -189,000 |
| Pretax income | 644,000 | 1,166,000 | 1,736,000 | 2,481,000 |
| Income tax | 157,000 | 277,000 | 410,000 | 585,000 |
| Net income | 487,000 | 889,000 | 1,326,000 | 1,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,968,000 | 40,379,000 | 40,816,000 | 41,387,000 |