Call reports 2020
NORTH BROOKFIELD SAVINGS BANK — 2020
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 326,504,000 | 344,469,000 | 338,102,000 | 339,932,000 |
| Total loans | 236,395,000 | 243,311,000 | 242,285,000 | 238,045,000 |
| Allowance for loan losses | 1,375,000 | 1,416,000 | 1,372,000 | 1,382,000 |
| Securities available for sale | 53,338,000 | 53,605,000 | 52,687,000 | 55,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,651,000 | 281,798,000 | 282,835,000 | 286,468,000 |
| Interest-bearing deposits | 217,970,000 | 229,155,000 | 230,728,000 | 232,051,000 |
| Noninterest-bearing deposits | 39,681,000 | 52,643,000 | 52,107,000 | 54,417,000 |
| Equity capital | 38,861,000 | 39,420,000 | 39,754,000 | 39,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,859,000 | 5,701,000 | 8,497,000 | 11,348,000 |
| Interest expense | 615,000 | 1,134,000 | 1,591,000 | 1,917,000 |
| Net interest income | 2,244,000 | 4,567,000 | 6,906,000 | 9,431,000 |
| Noninterest income | 456,000 | 1,018,000 | 1,485,000 | 1,953,000 |
| Noninterest expense | 2,451,000 | 4,867,000 | 7,370,000 | 10,164,000 |
| Provision for loan losses | 4,000 | 44,000 | 1,000 | 11,000 |
| Pretax income | 466,000 | 949,000 | 1,407,000 | 1,652,000 |
| Income tax | 89,000 | 189,000 | 288,000 | 318,000 |
| Net income | 377,000 | 760,000 | 1,119,000 | 1,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,472,000 | 38,867,000 | 39,241,000 | 39,468,000 |