Call reports 2019
NORTH BROOKFIELD SAVINGS BANK — 2019
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 316,892,000 | 319,764,000 | 319,910,000 | 323,543,000 |
| Total loans | 226,169,000 | 232,161,000 | 238,611,000 | 236,309,000 |
| Allowance for loan losses | 1,318,000 | 1,345,000 | 1,423,000 | 1,378,000 |
| Securities available for sale | 56,266,000 | 57,030,000 | 52,143,000 | 51,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,301,000 | 252,654,000 | 251,045,000 | 254,293,000 |
| Interest-bearing deposits | 211,631,000 | 217,467,000 | 216,462,000 | 215,882,000 |
| Noninterest-bearing deposits | 33,670,000 | 35,187,000 | 34,583,000 | 38,411,000 |
| Equity capital | 36,541,000 | 37,447,000 | 38,023,000 | 37,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,878,000 | 5,791,000 | 8,739,000 | 11,731,000 |
| Interest expense | 632,000 | 1,318,000 | 2,032,000 | 2,729,000 |
| Net interest income | 2,246,000 | 4,473,000 | 6,707,000 | 9,002,000 |
| Noninterest income | 445,000 | 912,000 | 1,501,000 | 1,974,000 |
| Noninterest expense | 2,426,000 | 4,855,000 | 7,221,000 | 9,671,000 |
| Provision for loan losses | 12,000 | 45,000 | 131,000 | 103,000 |
| Pretax income | 257,000 | 543,000 | 972,000 | 1,308,000 |
| Income tax | 35,000 | 69,000 | 141,000 | 202,000 |
| Net income | 222,000 | 474,000 | 831,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,804,000 | 37,037,000 | 37,418,000 | 37,896,000 |
| Total capital | 38,122,000 | 38,382,000 | 38,841,000 | 39,274,000 |
| Risk-weighted assets | 173,896,000 | 176,819,000 | 180,808,000 | 179,897,000 |