Call reports 2018
NORTH BROOKFIELD SAVINGS BANK — 2018
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 301,343,000 | 303,711,000 | 313,051,000 | 314,124,000 |
| Total loans | 216,988,000 | 218,328,000 | 227,334,000 | 224,724,000 |
| Allowance for loan losses | 1,297,000 | 1,290,000 | 1,334,000 | 1,306,000 |
| Securities available for sale | 55,808,000 | 54,827,000 | 55,441,000 | 58,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,129,000 | 241,862,000 | 241,733,000 | 241,852,000 |
| Interest-bearing deposits | 205,171,000 | 207,108,000 | 205,705,000 | 207,966,000 |
| Noninterest-bearing deposits | 32,958,000 | 34,754,000 | 36,028,000 | 33,886,000 |
| Equity capital | 34,710,000 | 34,818,000 | 34,733,000 | 35,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,655,000 | 5,418,000 | 8,240,000 | 11,116,000 |
| Interest expense | 357,000 | 770,000 | 1,264,000 | 1,852,000 |
| Net interest income | 2,298,000 | 4,648,000 | 6,976,000 | 9,264,000 |
| Noninterest income | 468,000 | 949,000 | 1,417,000 | 1,915,000 |
| Noninterest expense | 2,402,000 | 4,822,000 | 7,168,000 | 9,498,000 |
| Provision for loan losses | 0 | -8,000 | 38,000 | 17,000 |
| Pretax income | 411,000 | 830,000 | 1,234,000 | 1,711,000 |
| Income tax | 68,000 | 143,000 | 214,000 | 306,000 |
| Net income | 343,000 | 687,000 | 1,020,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,838,000 | 35,197,000 | 35,544,000 | 36,568,000 |
| Total capital | 36,135,000 | 36,487,000 | 36,878,000 | 37,874,000 |
| Risk-weighted assets | 166,597,000 | 171,009,000 | 174,828,000 | 173,326,000 |