Call reports 2017
NORTH BROOKFIELD SAVINGS BANK — 2017
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 292,392,000 | 298,629,000 | 301,315,000 | 301,801,000 |
| Total loans | 195,955,000 | 207,960,000 | 212,675,000 | 214,871,000 |
| Allowance for loan losses | 1,157,000 | 1,305,000 | 1,339,000 | 1,323,000 |
| Securities available for sale | 58,411,000 | 58,063,000 | 57,647,000 | 57,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,753,000 | 233,083,000 | 232,957,000 | 236,128,000 |
| Interest-bearing deposits | 200,901,000 | 203,192,000 | 202,766,000 | 204,878,000 |
| Noninterest-bearing deposits | 27,852,000 | 29,891,000 | 30,191,000 | 31,250,000 |
| Equity capital | 35,169,000 | 35,586,000 | 36,030,000 | 35,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,463,000 | 4,985,000 | 7,584,000 | 10,223,000 |
| Interest expense | 306,000 | 634,000 | 972,000 | 1,331,000 |
| Net interest income | 2,157,000 | 4,351,000 | 6,612,000 | 8,892,000 |
| Noninterest income | 460,000 | 942,000 | 1,425,000 | 1,981,000 |
| Noninterest expense | 2,208,000 | 4,381,000 | 6,525,000 | 9,006,000 |
| Provision for loan losses | -34,000 | 122,000 | 160,000 | 197,000 |
| Pretax income | 574,000 | 923,000 | 1,485,000 | 1,786,000 |
| Income tax | 146,000 | 216,000 | 372,000 | 1,355,000 |
| Net income | 428,000 | 707,000 | 1,113,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,753,000 | 35,059,000 | 35,477,000 | 35,105,000 |
| Total capital | 35,910,000 | 36,364,000 | 36,816,000 | 36,428,000 |
| Risk-weighted assets | 152,945,000 | 159,285,000 | 162,599,000 | 165,752,000 |