Call reports 2016
NORTH BROOKFIELD SAVINGS BANK — 2016
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 273,087,000 | 278,789,000 | 282,159,000 | 288,713,000 |
| Total loans | 173,415,000 | 179,660,000 | 189,172,000 | 195,448,000 |
| Allowance for loan losses | 1,011,000 | 1,066,000 | 1,143,000 | 1,204,000 |
| Securities available for sale | 53,376,000 | 51,133,000 | 48,922,000 | 49,143,000 |
| Securities held to maturity | 16,761,000 | 16,224,000 | 14,832,000 | 14,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,213,000 | 220,131,000 | 222,195,000 | 228,715,000 |
| Interest-bearing deposits | 190,192,000 | 192,162,000 | 194,784,000 | 200,821,000 |
| Noninterest-bearing deposits | 25,021,000 | 27,969,000 | 27,411,000 | 27,894,000 |
| Equity capital | 34,388,000 | 35,017,000 | 35,245,000 | 34,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,372,000 | 4,873,000 | 7,359,000 | 9,848,000 |
| Interest expense | 274,000 | 559,000 | 854,000 | 1,156,000 |
| Net interest income | 2,098,000 | 4,314,000 | 6,505,000 | 8,692,000 |
| Noninterest income | 454,000 | 938,000 | 1,442,000 | 2,093,000 |
| Noninterest expense | 1,982,000 | 4,017,000 | 6,161,000 | 8,613,000 |
| Provision for loan losses | 33,000 | 96,000 | 187,000 | 255,000 |
| Pretax income | 537,000 | 1,139,000 | 1,599,000 | 1,917,000 |
| Income tax | 133,000 | 292,000 | 395,000 | 369,000 |
| Net income | 404,000 | 847,000 | 1,204,000 | 1,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,168,000 | 33,624,000 | 33,990,000 | 34,344,000 |
| Total capital | 34,179,000 | 34,690,000 | 35,133,000 | 35,548,000 |
| Risk-weighted assets | 143,479,000 | 147,320,000 | 152,291,000 | 155,690,000 |