Call reports 2015
NORTH BROOKFIELD SAVINGS BANK — 2015
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 266,092,000 | 269,318,000 | 269,276,000 | 270,309,000 |
| Total loans | 154,735,000 | 162,904,000 | 163,278,000 | 167,766,000 |
| Allowance for loan losses | 823,000 | 923,000 | 937,000 | 978,000 |
| Securities available for sale | 55,706,000 | 55,821,000 | 52,595,000 | 53,874,000 |
| Securities held to maturity | 18,765,000 | 18,185,000 | 17,623,000 | 17,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,720,000 | 210,082,000 | 209,183,000 | 212,181,000 |
| Interest-bearing deposits | 190,336,000 | 188,661,000 | 187,298,000 | 187,693,000 |
| Noninterest-bearing deposits | 20,384,000 | 21,421,000 | 21,885,000 | 24,488,000 |
| Equity capital | 33,071,000 | 32,931,000 | 33,690,000 | 33,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,359,000 | 4,744,000 | 7,065,000 | 9,431,000 |
| Interest expense | 272,000 | 546,000 | 829,000 | 1,115,000 |
| Net interest income | 2,087,000 | 4,198,000 | 6,236,000 | 8,316,000 |
| Noninterest income | 425,000 | 817,000 | 1,299,000 | 1,744,000 |
| Noninterest expense | 2,014,000 | 3,949,000 | 5,969,000 | 8,345,000 |
| Provision for loan losses | 44,000 | 145,000 | 163,000 | 210,000 |
| Pretax income | 454,000 | 921,000 | 1,403,000 | 1,505,000 |
| Income tax | 99,000 | 205,000 | 316,000 | 284,000 |
| Net income | 355,000 | 716,000 | 1,087,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,959,000 | 32,326,000 | 32,705,000 | 32,795,000 |
| Total capital | 31,959,000 | 33,249,000 | 33,642,000 | 33,773,000 |
| Risk-weighted assets | 128,089,000 | 137,284,000 | 136,857,000 | 142,174,000 |