Call reports 2014
NORTH BROOKFIELD SAVINGS BANK — 2014
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 216,144,000 | 258,791,000 | 258,549,000 | 264,688,000 |
| Total loans | 114,790,000 | 142,158,000 | 149,796,000 | 153,398,000 |
| Allowance for loan losses | 762,000 | 698,000 | 768,000 | 820,000 |
| Securities available for sale | 52,462,000 | 59,841,000 | 58,099,000 | 57,907,000 |
| Securities held to maturity | 22,299,000 | 21,111,000 | 20,613,000 | 20,186,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,817,000 | 210,253,000 | 205,915,000 | 208,004,000 |
| Interest-bearing deposits | 161,274,000 | 191,832,000 | 187,225,000 | 188,116,000 |
| Noninterest-bearing deposits | 13,543,000 | 18,421,000 | 18,690,000 | 19,888,000 |
| Equity capital | 29,083,000 | 31,219,000 | 32,383,000 | 32,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,771,000 | 6,109,000 | 8,408,000 |
| Interest expense | 245,000 | 501,000 | 773,000 | 1,049,000 |
| Net interest income | 1,587,000 | 3,270,000 | 5,336,000 | 7,359,000 |
| Noninterest income | 327,000 | 827,000 | 1,327,000 | 1,711,000 |
| Noninterest expense | 1,601,000 | 3,289,000 | 5,252,000 | 7,149,000 |
| Provision for loan losses | 26,000 | -36,000 | 41,000 | 98,000 |
| Pretax income | 287,000 | 845,000 | 1,371,000 | 1,824,000 |
| Income tax | 44,000 | 135,000 | 252,000 | 355,000 |
| Net income | 243,000 | 710,000 | 1,119,000 | 1,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,662,000 | 27,856,000 | 29,130,000 | 28,896,000 |
| Total capital | 30,424,000 | 28,554,000 | 29,898,000 | 29,716,000 |
| Risk-weighted assets | 97,557,000 | 120,692,000 | 124,794,000 | 126,495,000 |