Call reports 2013
NORTH BROOKFIELD SAVINGS BANK — 2013
What NORTH BROOKFIELD SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 205,227,000 | 205,055,000 | 214,986,000 | 212,119,000 |
| Total loans | 112,174,000 | 112,897,000 | 115,507,000 | 116,156,000 |
| Allowance for loan losses | 821,000 | 804,000 | 798,000 | 749,000 |
| Securities available for sale | 62,107,000 | 58,851,000 | 52,968,000 | 50,983,000 |
| Securities held to maturity | 2,438,000 | 6,439,000 | 21,237,000 | 22,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,649,000 | 174,559,000 | 174,194,000 | 171,717,000 |
| Interest-bearing deposits | 162,387,000 | 162,331,000 | 161,906,000 | 159,086,000 |
| Noninterest-bearing deposits | 11,262,000 | 12,228,000 | 12,288,000 | 12,631,000 |
| Equity capital | 28,822,000 | 27,676,000 | 27,940,000 | 28,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,317,000 | 4,967,000 | 6,771,000 |
| Interest expense | 246,000 | 494,000 | 747,000 | 1,005,000 |
| Net interest income | 1,445,000 | 2,823,000 | 4,220,000 | 5,766,000 |
| Noninterest income | 344,000 | 702,000 | 1,069,000 | 1,460,000 |
| Noninterest expense | 1,480,000 | 2,920,000 | 4,349,000 | 6,125,000 |
| Provision for loan losses | 15,000 | 1,000 | 0 | 21,000 |
| Pretax income | 294,000 | 604,000 | 1,013,000 | 1,158,000 |
| Income tax | 51,000 | 103,000 | 186,000 | 164,000 |
| Net income | 243,000 | 501,000 | 827,000 | 994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,665,000 | 28,924,000 | 29,249,000 | 29,418,000 |
| Total capital | 29,486,000 | 29,728,000 | 30,047,000 | 30,167,000 |
| Risk-weighted assets | 91,487,000 | 93,489,000 | 97,807,000 | 98,679,000 |